IMPORTANT CONSUMER RIGHTS AND DISCLOSURES

This communication is from a debt collector and is an attempt to collect a debt, and any information obtained will be used for that purpose. General Service Bureau, Inc is a debt collection agency. Our telephone number is 800-247-8855 and we are available from 8:00 a.m. to 6:30 p.m. (Central Time) Monday to Friday, and 8:00 a.m. to 12:00 p.m. every other Saturday. Our address is 10303 Crown Point Ave Ste 210, Omaha, NE, 68134.

Upon written request, General Service Bureau, Inc will identify the creditor that has employed General Service Bureau, Inc to collect the debt. General Service Bureau, Inc will not communicate with you between the hours of 9 p.m. and 8 a.m. in your time zone without prior consent.

California Consumers:

The California State Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.”

Nonprofit credit counseling services may be available in the area.

State and federal law require debt collectors to treat you fairly and prohibit debt collectors from making false statements or threats of violence, using obscene or profane language, and making improper communications with third parties, including your employer.

Colorado Consumers:

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt."   "FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.

Our Colorado office is located at 8690 Wolff Court, Suite 110, Westminster, CO 80031. The phone number is (303) 920-4763. Our Nebraska addresses are 10303 Crown Point Ave Ste 210, Omaha, NE 68134-1281, and PO Box 641579, Omaha, NE 68164-7579.

Minnesota Consumers:

General Service Bureau, Inc., a collection agency, is licensed by the Minnesota Department of Commerce.

If you feel your concerns have not been addressed, please contact our Compliance Manager Janet Bayliff and allow us the opportunity to try and address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General's Office, which can be reached at 651-296-3353 or 1-800-657-3787.

North Carolina Consumers:

General Service Bureau’s collection agency permit number in North Carolina is 113715.

Tennessee Consumers:

This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.